Trillions are sitting idle.
Access isn't the problem, confidence is.
1 out of 3
Europeans use AI for everyday decisions — including money
€10 trillion
sit in household savings, largely uninvested
< 1% invest
most savers never make their first investment
What we do
We enable financial institutions build financial confidence — at scale — through AI-driven behavioural intelligence and personalised guidance.
Investor DNA
AI models that understand behaviour, financial context and investor readiness - in real time.
Investing Companion
Conversational AI that explains investing and guides customers through their first investment decisions.
Investment Activation
Personalised journeys that convert intent into long-term investing behavior.
How it works
API-first, hyper-personalized investment journeys embedded within financial infrastructure
01
Investor DNA
AI-powered profiling that understands goals, risk tolerance, behaviour, and investor readiness — in real time.
02
Guided journey
Personalised investing journeys aligned with each customer’s intent, goals and readiness.
03
Activation & nudges
Timely prompts and explanations that move customers from intention to investment.
04
Execution
Seamless execution via API integrations to brokers or custodians.
05
Ongoing optimization
AI continuously learns from behaviour to refine guidance, improve engagement, and increase long-term investment activity.
AllVesta partners with financial institutions ready to turn savers into investors - at scale.
Built for institutions with untapped deposits — and the ambition to put them to work
Banks
Activate idle deposits and turn savers into long-term investors.
Brokerage platforms
Increase activation, engagement, and grow assets under management.
Asset managers
Unlock new investor segments and scale distribution.
Our founder
Tamara Kostova
"The future of investing is financial confidence.
We are building it."
A serial entrepreneur at the intersection of digitalisation and wealth management, Tamara has spent her career building and scaling digital investing platforms across global markets.
She identified a consistent gap: most people don’t become investors — not because they lack access, but because they lack the guidance and trust to take action.
With AllVesta, she is building the AI activation layer that turns savers into confident, long-term investors.
Bring investing to your customers
See how AllVesta helps financial institutions guide customers into investing.
